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Tom
Heath
Tom
Heath
VP/Senior Loan Officer
NMLS #182420

Office 520.495.7200

I Can Help You

Average Customer Rating

Helen Elizabeth Reynolds
“Tom is a great listener with a wealth of experience. I was really impressed with how he took on board all of the considerations involved in finding the right loan. He made the process extremely easy and was always available to answer questions. I would recommend him to anyone looking for a home loan.”
May 24, 2025
Andrew J Farkas
“Tom made what could’ve been a complicated process very simple. He was readily available to answer all questions and throughly explained each step of the process. He went out of his way to accomodate questions via Zoom and was overall very communicative. I will absolutely recommend Tom to anyone in need of a loan and will go back to him with my bus…”
February 25, 2025
Carmine Mediate
“Tom helped me with my home loans, and I’ve referred him to friends and family who have all had good experiences buying homes with him. Experience, good communication, reliable information, timely delivery is what you can expect. Could not recommend Tom Heath and his team enough, always a good experience”
February 25, 2025
Peter J Woulfe
“Tom went above and beyond to help us”
October 1, 2025
Xiaoman Cui
“Sometimes I don’t know what I should know. It’s better to provide detailed process explanatio. Also, communication can be hard sometimes. More calls or texts are better.”
October 12, 2025
Martha Burris
“TOM! He was wonderful to work with. Easy to reach. Super helpful. My client is a veteran and it had been a long time since I was involved in a VA loan. No need to worry, Tom helped me so well, it didn’t seem hard at all! He was amazing! I will never fail to recommend him! Thanks, Tom!!”
October 22, 2025
Garrett Alan Walker
“Tom made the process extremely easy for me and I was able to focus on other aspects of purchasing a home.”
October 23, 2025
Sally J Chapman
“Communication and each person was personable. Timely and painless.”
November 3, 2025
Suzanne J Villella
“Tom fully educated me, answered my questions, was available and kept me informed in all steps of the process.”
November 4, 2025
Matthew C Villella
“Clear steps, quick and accurate responses.”
November 6, 2025
Tennessee Dunn
“Tom communicated clearly with me, told me what to anticipate, and was honest throughout the process. He’s knowledgeable and kind. I met several real estate professionals in Tucson throughout the process and every one of them had nothing but positive things to say about Tom when they found out he was our lender. Tom’s good reputation is well-earned…”
November 18, 2025
Gregory R Clark
“Working as Seller’s agent, my client was extremely reluctant to accept an offer from a Buyer who was relying on financing. Recent bad experiences with other lenders caused them to all-but-insist on a cash buyer. However, working with Tom Heath at Nova Home Loans ended up being a pleasure. Infomation was shared & updated well, there were no…”
November 24, 2025

    About Tom

    Tom has been involved with the Tucson Community for the 30 years he has lived in the Old Pueblo. He takes great pride in his social and professional development activities. In addition to being a top producing loan officer with close to 25 years of experience, Tom donates his time to area organizations like The Downtown Tucson Partnership, Tucson Festival of Books, Local First Arizona, and his Radio Show/Podcast – “Life Along the Streetcar.”

    Professionally he has served as President of the Southern Arizona Mortgage Lenders Association, Chair of the Downtown Tucson Partnership and sat on several boards, including the Tucson Association of REALTORS®.

    As an educator at heart, Tom worked with the University of Arizona Take Charge Cats and area schools to deliver financial curriculum for local students. He founded the Mortgage Guidance Group to help home buyers and homeowners gather the information they need to make informed decisions about how their home factors into their long-term goals.

    This combination of service, professionalism, and engagement has led Tom to receive numerous community awards and be recognized as one of the top 1% of Mortgage Originators in the country.

    Licensed to originate mortgage loans in the following state: AZ, CA, OR, WA