Senior Loan Officer
NMLS #58033
Business Hours
Monday – open – 08:00 – 17:00
Tuesday – open – 08:00 – 17:00
Wednesday – open – 08:00 – 17:00
Thursday – open – 08:00 – 17:00
Friday – open – 08:00 – 17:00
Saturday – closed
Sunday – closed
I Can Help You
- Get pre-qualified giving you greater negotiating power.
- Low or no down payment?
- Improve your credit score for a better rate and terms.
- How much home can you afford? Check our Mortgage Calculator.
Sian Sheaffer
“Phil is caring communicates well makes the process seamless plans. Don’t even realize that things could be a lot more complicated because he just move through it effortlessly.”
Raymond L Smith
“Bill, was very responsive to our inquiries and timely with his interactions with us. Moreover he was personable and developed a friendly yet businesslike approach in our dealings with him! Very knowledgeable individua.”
Regina Madiera-Gorden
“Bill is a class act and is able to provide great rates with solid communication and service.”
Daniel Jones
“Bill and his team are, as always, great to work with. 100% would recommend them.”
Jennifer Garcia Santiago
“Communication was a bit confusing and not consistent. While our questions were answered when we asked some of those questions we feel should have been clear before. We did not receive a physical rate quote in the beginning nor a final one before closing (we had to ask for this before closing). Overall…”
Christopher Garman
“The overall communication and response in a timely manner”
Kanaya Garman
“Thoughtful and informative service, than you!”
Alofa Viliamu
“Bill makes sure we are well taken care of. Will definitely use NOVA LOANS again for our future purchases.”
Mihaela Urvakis
“We are particularly appreciative of Bill’s comprehensive and insightful responses to all our questions. His unwavering commitment to diligent follow-through was evident throughout the entire engagement, as he meticulously ensured that every aspect was executed with the utmost precision and to the highest professional standards. We already recom…”
Sandra Olson
“Thank You fir the great job”
Jeffrey Jensen
“responcive friendly and knowedgeable”
Gabriel Alexander Sterling
“Efficient and great communi throughout the process”