Let’s Clear Up the Most Common Mortgage Questions
You don’t need 20% down to buy a home in Tucson. Many buyers get started with just 3% down, and some qualify for zero-down options through VA or USDA loans. Last month alone, we helped 18 families buy with under 5% down.
Life happens, medical bills, job changes, unexpected events. The good news? You don’t need perfect credit to buy a home. We regularly help buyers with credit scores between 580 and 640 get approved. Let’s schedule a free credit-review call, no pressure, no hard credit pull.
Most Tucson home loans close in 25–35 days with our fast-track process. Getting pre-approved early can help your offer stand out and close faster in a competitive market. Want to speed things up? Start your fast-track pre-approval today.
Yes! First-time buyers in Tucson can receive up to $15,000 in down payment assistance. Local programs like Pima County’s “Pathway to Purchase” are still funded and available.
It’s simpler than you think. You’ll just need two recent pay stubs, your last two bank statements, last two years’ tax returns, and a photo ID. We’ll send a custom checklist and you can securely upload everything from your phone in under 10 minutes.
