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I Have Good Credit and Want The Best Loan

These loans can be the best loans for borrowers with great credit and higher down payments.

Conventional Loan Advantages include:

  • Having a higher FICO score and a larger down payment can help you qualify for the lowest interest rates.
  • With a 20% down payment, you can avoid paying private mortgage insurance.
  • Escrow accounts can be optional, giving you the freedom to pay your taxes and insurance separately from your monthly mortgage payment.
  • You have access to more loan options, including Fixed and Adjustable-Rate Loans, long or short terms.
  • Conventional Loans can be used for most types of properties.
  • Offers from buyers with Conventional Loans can be more attractive to sellers because they close quicker and can have fewer requirements for closing.
  • There’s less paperwork involved, which helps your loan close quicker.

Ready to buy? We’ll show you the best options to make it happen. Contact a NOVA Loan Officer to get started.

Apply Now

The Program information shown is for informational/educational purposes only and does not represent a commitment to lend or extend credit. Other terms and conditions may apply. Contact your Loan Officer for more details.