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Program Details

 

If you are serious about home ownership, this program may just be what you are looking for. Contact Chris today to get started on the path to home ownership. 

ELIGIBLE AREAS
  • Conventional Mortgages in select cities – Arizona City, Avondale, Buckeye, Casa Grande, Coolidge, Douglas, El Mirage, Fort Mohave, Goodyear, Huachua City, Laveen, Maricopa, Red Rock, Sierra Vista, Snowflake, Tucson, Yuma.
  • Tucson reservation are not presently being accepted.

MORTGAGE TYPES

  • Conventional – Fannie Mae 
ELIGIBILITY CRITERIA
  • There is no first-time homebuyer requirement in this program
  • Borrower(s) must NOT have ownership interest in any principal residence at any the time of the loan closing.
  • Primary Residence, must occupy the property within 60 days of closing
INCOME LIMIT CRITERIA
  • $92,984 – all borrower(s)
  • Borrower(s) income= Household income = 1003 Credit Qualifying Income (not co-signor’s)

HOME ACQUISITION LIMITS

  • $371,936
  • only existing homes
HOME BUYER EDUCATION
  • Required for borrower(s) prior to closing
    • Through HUD approved housing counseling agency. VIEW
    • Other options include online, over-the-phone and in person. (see guidelines)
  • not required for co-signors
FICO/DTI REQUIREMENT
  • Max DTI 45%
  • FICO 640 – LTVs 95% or less
  • no manufactured housing

Questions? Contact Chris today!

Or, if you are ready to get started, click the 'Apply Now' Button