About Our Team

Arizona, California, Colorado, Nevada, Texas



Raymond Desmond
Senior Loan Officer - Presidential Team

About Raymond Desmond

Ray opened the doors of NOVA Financial & Investment Corporation, dba NOVA Home Loans in 1980. He had a vision in the late 70's about providing the consumer with options. After many years of hard work and dedication his vision became reality. Ray is known in the industry as the pioneer of mortgage brokering, although NOVA® is now a full service mortgage bank.

Ray is currently President and Founder of NOVA®. Ray is extremely proud of the NOVA® family he has created. In Ray's own words "It's the NOVA® people and their dedication that make NOVA® what it is today". NOVA® has consistently ranked as the #1 lender in Southern Arizona and is the largest privately held mortgage bank in Arizona.

Ray is originally from Detroit, Michigan. He is a U of A alumnus, a retired Pac-10 baseball umpire, retired ice-hockey player and a sports enthusiast.

Ray's personal loan team at NOVA® is the Presidential Team. The Presidential Team is comprised of a select few of the top mortgage professionals in the industry. They deliver VIP treatment to Ray's circle of friends, family, clients and all of their referrals.


Eric Painter
Senior Loan Officer - Presidential Team

About Eric Painter

Eric has been a Loan Officer for 19 years has also worked as a Branch Manager and Regional Manager for major lending institutions. Eric's personal motto is, "My customers are my business and my business is my customers." He understands that buying a home or refinancing a home can be a very stressful time and he is committed to making the financing part of this process stress free. One of the ways he does this is by educating his borrowers throughout the loan process. Professionally, Eric has served on many committees for The Tucson Association of REALTORS and the Southern Arizona Mortgage Lenders Association. He also volunteers for Habitat for Humanity.

Alex Aguirre
Loan Officer Associate - Presidential Team

About Alex Aguirre


Melissa Medina
Loan Officer Associate - Presidential Team

About Melissa Medina