About Our Team
Arizona, California, Colorado, Nevada, Texas
About Raymond Desmond
Ray opened the doors of NOVA Financial & Investment Corporation, dba NOVA Home Loans in 1980. He had a vision in the late 70's about providing the consumer with options. After many years of hard work and dedication his vision became reality. Ray is known in the industry as the pioneer of mortgage brokering, although NOVA® is now a full service mortgage bank.
Ray is currently President and Founder of NOVA®. Ray is extremely proud of the NOVA® family he has created. In Ray's own words "It's the NOVA® people and their dedication that make NOVA® what it is today". NOVA® has consistently ranked as the #1 lender in Southern Arizona and is the largest privately held mortgage bank in Arizona.
Ray is originally from Detroit, Michigan. He is a U of A alumnus, a retired Pac-10 baseball umpire, retired ice-hockey player and a sports enthusiast.
Ray's personal loan team at NOVA® is the Presidential Team. The Presidential Team is comprised of a select few of the top mortgage professionals in the industry. They deliver VIP treatment to Ray's circle of friends, family, clients and all of their referrals.