About Our Team

Arizona, California, Colorado, Nevada



Justin Oliver
Senior VP/Branch Manager-Producing<br />Oliver/Whalen Team

About Justin Oliver

Justin comes from a ten-year background in financial services, including mortgage brokering/banking, money managing, and financial advising. He held a series 7, series 66, and real estate license which gives him a very good understanding of financial markets and how they function. He has personally been involved in hundreds of residential and commercial real estate transactions which has given him a great advantage from hands on experience. Because of this experience he is now certified with the state of Arizona to teach Real Estate Agents for continuing education on mortgage financing and the financial markets. He is one of the few Mortgage Professionals in Arizona that hold the Certified Mortgage Planning Specialist designation.

Justin was born and raised in Tempe, Arizona and graduated from the WP Carey Business School at Arizona State University. He currently lives in Gilbert with his beautiful wife, two pups, and two new baby boys Jackson and Brayden.


Ryan Whalen
Senior VP/Branch Manager- Producing

About Ryan Whalen

Ryan Whalen Ryan is a native to Phoenix, Arizona where he stayed following his graduation from Arizona State in 1998 with a degree in finance. After achieving his bachelors he completed his series 7 and series 66. This led him to become a financial advisor, assisting families with their retirement planning. After discovering his passion for real estate in 2002, he made the switch to becoming a mortgage broker. He is now certified to teach Real Estate Agents for continuing education classes on mortgage financing and the financial markets. It is a great accomplishment to be one of the few Mortgage Brokers to hold his Certified Mortgage Planning Specialist Certificate. His background gives him great strengths to explain the benefits to investors, first time home buyers and realtors. Ryan currently resides in Gilbert AZ with his beautiful wife Jennifer of 13 years, two boys Evan and Owen.

Chris Callen
Loan Officer Oliver/Whalen Team

About Chris Callen

I’ve been married to my wonderful husband, Jack for over 21 years and we have a beautiful daughter. My favorite past-time is watching her play basketball, which she’s done since she was 5 and now plays in college. I also enjoy reading and sneaking off to a movie. Real estate has been part of my life for the past 20 years. My background in title and as a mortgage loan processor makes me extremely knowledgeable on how to get the job done with as little stress as possible for my clients and Realtor partners. My team and I work our hardest to make sure we deal with any potential problems at the pre-approval point so that when our borrower goes to make an offer on their new home, they know the deal can be done, on time and with no surprises. Being in the real estate industry for so long and buying multiple homes myself, I understand how stressful the process can be. My commitments to you and your family are to ask questions and listen in order to fully understand your needs. My team and I will communicate regularly and proactively with you, keeping you informed throughout the process in order to ensure a smooth, on-time closing.

Karmen Nystrom
Loan Officer Oliver/ Whalen Team

About Karmen Nystrom