About Our Team

Arizona, California, Colorado, Nevada



Justin Oliver
Senior VP/Branch Manager-Producing<br />Oliver/Whalen Team

About Justin Oliver

Justin comes from a ten-year background in financial services, including mortgage brokering/banking, money managing, and financial advising. He held a series 7, series 66, and real estate license which gives him a very good understanding of financial markets and how they function. He has personally been involved in hundreds of residential and commercial real estate transactions which has given him a great advantage from hands on experience. Because of this experience he is now certified with the state of Arizona to teach Real Estate Agents for continuing education on mortgage financing and the financial markets. He is one of the few Mortgage Professionals in Arizona that hold the Certified Mortgage Planning Specialist designation.

Justin was born and raised in Tempe, Arizona and graduated from the WP Carey Business School at Arizona State University. He currently lives in Gilbert with his beautiful wife, two pups, and two new baby boys Jackson and Brayden.


Ryan Whalen
Senior VP/Branch Manager- Producing

About Ryan Whalen

Ryan Whalen Ryan is a native to Phoenix, Arizona where he stayed following his graduation from Arizona State in 1998 with a degree in finance. After achieving his bachelors he completed his series 7 and series 66. This led him to become a financial advisor, assisting families with their retirement planning. After discovering his passion for real estate in 2002, he made the switch to becoming a mortgage broker. He is now certified to teach Real Estate Agents for continuing education classes on mortgage financing and the financial markets. It is a great accomplishment to be one of the few Mortgage Brokers to hold his Certified Mortgage Planning Specialist Certificate. His background gives him great strengths to explain the benefits to investors, first time home buyers and realtors. Ryan currently resides in Gilbert AZ with his beautiful wife Jennifer of 13 years, two boys Evan and Owen.

Chris Callen
Loan Officer Oliver/Whalen Team

About Chris Callen


Karmen Nystrom
Loan Officer Oliver/ Whalen Team

About Karmen Nystrom