About Michelle Oddo

In today's market, working with an experienced mortgage professional is more important than ever. As a prior partner of my own mortgage brokerage company, I have over 21 years of mortgage lending experience as a loan originator as well as experience in loan processing and underwriting. This experience makes me a knowledgeable resource to take your loan from application to closing as smoothly and stress free as possible. I enjoy helping people choose the right loan to fit their specific needs, and pride myself on educating my clients on all available options. I am an expert at working with self-employed, first time homebuyers, and counseling challenging borrowers. As part of NOVA Home Loans, I have a variety of loan products accessible including FHA, CHFA, 203K, VA, Conventional, jumbo loans and many more. I believe communication with all parties involved in the loan process is the key to a successful real estate transaction, and I always strive to be the best at what I do. My goal is to create a long term relationship with my clients and to become your trusted mortgage advisor for years to come. I believe in the commitment to give back to my community and am a member of the Kiwanis and West Chamber of Commerce.

NOVA Home Loans

Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. We're proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families!NOVA Home Loans has sponsored the Boys and Girls Club

NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states.  In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Efficiency and teamwork are the keys to our accelerated loan delivery. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.



Our commitment to excellent customer service continues long after you have signed your closing documents.  When changes arise in interest rates or market activity that may be advantageous to you, you can be assured that we will contact you and advise you of your options.  Not only will we be your mortgage lender, we will become your one-stop mortgage information source.

NOVA HOME LOANS has sponsored the Boys and Girls Club since 2004. For more information about how you may get involved or if you have questions please email kids@novahomeloans.com.

Boys and Girls Clubs provide a safe haven for thousands of youth. Your support will assist in this effort by delivering

  • Activities that build personal character develop leadership skills and promote good mental and physical health. Expanded opportunities for education and career development.
  • Exposure to new experiences including the arts, sports, culture and fitness.Dedicated club staff members who bring caring, consistent support and direction to help kids develop into strong, competent young adults.
  • Community contributions help to cover the $5.00 annual participation fee, or purchase sporting equipment, books, art supplies, computer equipment, field trips and more.  By investing in the Boys & Girls Clubs, you are investing in the future of our community. Statistics prove that kids in after-school programs are less likely to be involved in crime, use controlled substances or engage in other risky behaviors. They are more likely to get good grades, stay in school and be prepared for a productive adulthood. Boys & Girls Clubs is much more than just a fun place to go. These programs really work. Visit the club website www.bgca.org to learn more.

Boys and Girls Club of America