About Our Team



Lance Dickson
Chief Operating Officer

About Lance Dickson

Lance Dickson, a 22 year veteran of NOVA Home Loans, created a team of top level professionals to lead the way in the mortgage industry in the late 1990’s. Since then, the Lance Dickson team has ranked among the top 1% of all mortgage loan originators in America for 18 years running! Lance and his team understand what superior service should look and feel like to their valued clients. Having successfully closed over 16,000 home loans for their clients with funding volume that exceeds 3 billion, the Lance Dickson team remains at the top of the industry with a mere handful who can make a claim to these volume levels. The team’s popularity stems from Lance’s leadership and direction to provide the very best combination of interest rates and fees but most importantly, superior service! In addition to running the team with his business partner, Matt Liddicoat, Lance is also a partner at NOVA Home Loans and is the company’s Chief Operating Officer.

Personal: Lance was an All American pitcher for the University of Arizona and a former #1 draft pick for the Chicago Cubs. Having played professionally with the Chicago Cubs, injuries sidelined his professional baseball career after 6 seasons.


Matt Liddicoat
Vice President / Branch Manager / Senior Loan Officer

About Matt Liddicoat

Matt Liddicoat has over 18 years of experience in the lending industry. After graduating from Northern Arizona University, Matt worked with some of the country’s finest lending institutions. He joined NOVA® in 2006 and understands the importance of communicating with his clients and providing them with information on all of their lending options. Matt believes that the relationship between a buyer and lender is important, not only for a memorable home buying experience, but a life long business partnership. He understands that your mortgage is a marvelous investment tool that will serve you generously throughout the years in so many ways.

Over the life of your mortgage, it is likely you will seek advice about cashing out equity for other needs or lowering your payment, renovating your home, upgrading to a larger home, building your perfect home, downsizing to a smaller one, buying a second home or start buying investment properties. Matt is available to give you sound lending advice through all of these important events. You can trust that when you work with Matt Liddicoat, your loan process will be made easy!


Brogan Kemmerly
Loan Officer

About Brogan Kemmerly

Brogan Kemmerly is a Native of Tucson, Arizona. After being a college athlete, Brogan joined the mortgage industry in 2015 and was trained by one of the most successful teams in Tucson. Brogan is an Exceptional Loan Officer who provides remarkable customer service throughout the loan origination process to his clients and realtors. Brogan is known for consistently exceeding the expectations of each individual involved in the loan process. Brogan is extremely knowledgeable regarding all loan products and services. He enjoys working in the mortgage industry because of the great opportunities to serve the people in the Arizona Community. He is incredibly passionate about his mortgage lending career and extremely excited to be joining the Lance Dickson Team who has been ranked in the top 1% of the Mortgage Originators in the Country for the past 17 years!

Eddie Tovar
Loan Officer - Lance Dickson Team

About Eddie Tovar

Eddie Tovar has been in the Mortgage Industry since 1996. He has extensive knowledge with respect to all mortgage programs including FHA, VA, USDA, conventional, first time homebuyers and all down payment assistance programs. For over twenty years, Eddie has worked in all aspects of the mortgage industry from originating to underwriting. Eddie’s exceptional industry knowledge ensures a smooth and efficient real estate transaction! His custom tailored approach invariably leads to a stress free mortgage experience for his clients. Originally from New Mexico, Eddie moved to Tucson in 1987 so one of his three beautiful daughters could attend the Arizona School for the Deaf and Blind. He loves living in Tucson and enjoys quality time with his family when he is not helping his clients make their dream of buying a home come true.