About Kim Crea

In 2003, I decided to take the leap into lending after 15 years in corporate America. I was in a sales job which required a lot of travel, and with 3 young girls at home I needed to make a change. I’ve never looked back! I truly enjoy helping people get into a home with the right loan product to fit their needs and goals, or saving people money through a refinance. I take the time to understand what everyone’s goals are to ensure I’m offering the best solutions. My ultimate goal is to get all clients to the closing table either on-time or early, and feeling totally knowledgeable and happy with their loan. All while providing a high level of personal service. I want to be the loan officer for life to my clients, which means I always have their best interests in mind when recommending mortgage solutions. NOVA has a great loan origination platform along with an incredible collection of employees that all care about providing a high level of service. From the beginning, I’m analyzing credit scores, ideal payments, cash out of pocket and timelines to create the best solution. Nova offers a Credit Services Team to assist with improving credit scores, automated update e-mails to all interested parties in a transaction, in-house processing and underwriting, and low competitive rates and fees. Collectively, these are powerful tools that allow me complete loans efficiently and smoothly. I like to say that home financing is a team sport and together, we can achieve great success!

NOVA Home Loans

Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. We're proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families!NOVA Home Loans has sponsored the Boys and Girls Club

NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states.  In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Efficiency and teamwork are the keys to our accelerated loan delivery. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.



Our commitment to excellent customer service continues long after you have signed your closing documents.  When changes arise in interest rates or market activity that may be advantageous to you, you can be assured that we will contact you and advise you of your options.  Not only will we be your mortgage lender, we will become your one-stop mortgage information source.

NOVA HOME LOANS has sponsored the Boys and Girls Club since 2004. For more information about how you may get involved or if you have questions please email kids@novahomeloans.com.

Boys and Girls Clubs provide a safe haven for thousands of youth. Your support will assist in this effort by delivering

  • Activities that build personal character develop leadership skills and promote good mental and physical health. Expanded opportunities for education and career development.
  • Exposure to new experiences including the arts, sports, culture and fitness.Dedicated club staff members who bring caring, consistent support and direction to help kids develop into strong, competent young adults.
  • Community contributions help to cover the $5.00 annual participation fee, or purchase sporting equipment, books, art supplies, computer equipment, field trips and more.  By investing in the Boys & Girls Clubs, you are investing in the future of our community. Statistics prove that kids in after-school programs are less likely to be involved in crime, use controlled substances or engage in other risky behaviors. They are more likely to get good grades, stay in school and be prepared for a productive adulthood. Boys & Girls Clubs is much more than just a fun place to go. These programs really work. Visit the club website www.bgca.org to learn more.

Boys and Girls Club of America