About Jim Freda

Jim has over 30 years of diverse business experience coupled with extensive mortgage, real estate and financial knowledge. Drawing from the best of his experience, Jim applies a very strategic approach to each loan transaction in order to find the best possible solution for solving or satisfying every client's desired needs. The most critical goal Jim strives for with all borrowers and prospects in today's challenging market is a risk-free environment. Those who choose to work with Jim can expect straight, accurate and reliable information to make sound decisions. The most significant level of customer service Jim consistently provides to his clients is his attendance at all loan closings. He does not want his clients ever to feel confused or overwhelmed at a loan closing. Jim prefers to be on hand to answer the technical questions that can arise and thereby ensuring the highest level of success right to the very end of the transaction. Jim is regularly involved within the mortgage industry through his associations with the Arizona Mortgage Lenders Association, Glendale Chamber of Commerce, and the Arizona School of Real Estate & Business (as a Licensed Instructor). He holds a BS from the University of Illinois and a MBA from Grand Canyon University. A Glendale, Arizona resident since 1978, Jim relocated from the west suburbs of Chicago. He has been married since 1976 and has three grown children. Jim regularly speaks to various public and private groups on numerous mortgage, credit and personal finance topics, as well as sales, marketing and personal development. When Jim isn't orchestrating the details of his clients mortgage needs he spends his spare time as a Jazz & Rock musician. Jim is a saxophonist with over 45 years of experience and has been performing professionally for over 30 years. He performs locally with One More Time; an experienced, talented and versatile group of local musicians who enjoy performing from many of the well known standards to today's popular music. Their music appeals to wide audiences who remember and like to hear songs like Oldies Rock & Roll, Motown Hits, Pop Rock, the Beatles, 70's dance hits, light jazz and the hits of numerous well known recording artists over the past few decades.

NOVA Home Loans

Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. We're proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families!NOVA Home Loans has sponsored the Boys and Girls Club

NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states.  In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Efficiency and teamwork are the keys to our accelerated loan delivery. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.

Our commitment to excellent customer service continues long after you have signed your closing documents.  When changes arise in interest rates or market activity that may be advantageous to you, you can be assured that we will contact you and advise you of your options.  Not only will we be your mortgage lender, we will become your one-stop mortgage information source.

NOVA HOME LOANS has sponsored the Boys and Girls Club since 2004. For more information about how you may get involved or if you have questions please email kids@novahomeloans.com.

Boys and Girls Clubs provide a safe haven for thousands of youth. Your support will assist in this effort by delivering

  • Activities that build personal character develop leadership skills and promote good mental and physical health. Expanded opportunities for education and career development.
  • Exposure to new experiences including the arts, sports, culture and fitness.Dedicated club staff members who bring caring, consistent support and direction to help kids develop into strong, competent young adults.
  • Community contributions help to cover the $5.00 annual participation fee, or purchase sporting equipment, books, art supplies, computer equipment, field trips and more.  By investing in the Boys & Girls Clubs, you are investing in the future of our community. Statistics prove that kids in after-school programs are less likely to be involved in crime, use controlled substances or engage in other risky behaviors. They are more likely to get good grades, stay in school and be prepared for a productive adulthood. Boys & Girls Clubs is much more than just a fun place to go. These programs really work. Visit the club website www.bgca.org to learn more.

Boys and Girls Club of America