Carlos Chavez

Loan Officer
  • Direct: 520.495.7229
  • Cell: 520.991.6566
  • Fax: 520.505.5046
  • NMLS 218392
  • send me an email
6893 N. Oracle Road
Suite 121
Tucson, AZ 85704

Licensed to originate mortgage loans in the following states: AZ

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4 Questions to Answer to Find out If You Are Ready to Own a Home

Because five is just too many, we wanted to give our potential home buyers FOUR questions to ask themselves to discover if they are ready to buy a home! Purchasing or refinancing a home can be one of the biggest milestones in your life. At NOVA® Home Loans we want your home buying experience to be a smooth and effortless process. To ensure a successful transaction it’s important to evaluate your lifestyle. Do you have a good source of income? Do you have money for a down payment? If your answer to these questions is “I don’t know?” call or start your application with a NOVA® Home Loans Loan Officer today to find out if you are ready to buy or refinance your home!

  • Budgeting – Getting on a solid budget plan to determine where your finances are allocated can help you determine the range of monthly payment you can afford.

  • Where does your income come from? – Whether you are self-employed or working for the man, lenders will need to verify you have a steady source of income to pay your mortgage each month.

  • Do you have money for a down payment? Although there are loan programs you can qualify for that you don’t need a huge down payment.. We still recommend putting money down to lower your monthly payment. 

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